Janet was absolutely fantastic in every way. I am getting married in October in Puerto Rico and am required by the national site to have a permit and coverage of up to 1,000,000 dollars incase any damages to the property should occur. I called Janet to see about getting various quotes. I had never done this type of thing and had no idea what to expect. She was extremely re-assuring and knowledgeable. She shared with me that her daughter had just gotten married and they were required to have the same type of policy for her event so I knew I was in the right hands. There were several things we needed to find out and she was in constant contact with my wedding planner making sure we got the correct policy and coverage for my needs. Follow up was impeccable and she is very personable. I would recommend her to a family member!!! Thanks Janet!!!