DO NOT I Repeat DO NOT do business with these people, they use deceptive sales practices to lock you into a long contract and do ABSOLUTELY nothing to repair your credit. My wife and I were told we could leave the program at anytime that was a Lie, were approaching eight months with these people and now theyre even trying to extend it past that point, most credit services dont take that long. The communication with the sales person Joe and the lady who handles your case Patti is practically non existent, theyll both tell you totally different things. They gave us a discount because of the deceptive sales tactics and now theyre trying to get more money by extending a service that we dont want and has not helped us at all. DO NOT do business with these people they will say whatever to get you to sign and in return do nothing!